spire.pay
Instant Payments From Accounts With Global Access
Unlock low-cost payments with open banking — fast, secure, and seamless. Let users pay straight from their bank. Speed up checkout with direct-from-bank payments. No cards needed, no friction, no fraud — safer, smarter, and built for the future

Payment Initiation API

Flexible Payment Options
Payment acceptance directly from the payer’s bank account, wallet, or card

All-in-One Processing
One-stop payment processing that cuts costs and streamlines workflows as well as removes frictions

Fast & Secure Settlements
Secure and affordable transaction settlements and refunds at lightning-fast speeds

Direct Bank Transfers
Straight-through-processing from banks without any additional fees

Smooth User Experience
Seamless user experience increases loyalty and boosts revenues
Key Differentiators
Not just retail or personal customers, but corporates too can pay/receive with direct processing to accounts while also enjoying recurrent, scheduled, bulk and batch payments

Single access point

No intermediaries

Smooth UX

Time & resources saving

No terminal or POS constraints

Highly secure technology

Reduced risk
of fraud

Unrivalled API
coverage
Empowering Your Financial Freedom
Trust us to deliver cutting-edge innovation, transparency, and personalized service, all designed to help you achieve financial freedom