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spire.pay

Instant Payments From Accounts With Global Access

Unlock low-cost payments with open banking โ€” fast, secure, and seamless. Let users pay straight from their bank. Speed up checkout with direct-from-bank payments. No cards needed, no friction, no fraud โ€” safer, smarter, and built for the future

Payment Initiation API

Flexible Payment Options

Payment acceptance directly from the payerโ€™s bank account, wallet, or card

All-in-One Processing

One-stop payment processing that cuts costs and streamlines workflows as well as removes frictions

Fast & Secure Settlements

Secure and affordable transaction settlements and refunds at lightning-fast speeds

Direct Bank Transfers

Straight-through-processing from banks without any additional fees

Smooth User Experience

Seamless user experience increases loyalty and boosts revenues

Key Differentiators

Not just retail or personal customers, but corporates too can pay/receive with direct processing to accounts while also enjoying recurrent, scheduled, bulk and batch payments

Single access point
Single access point

No intermediaries
No intermediaries

Smooth UX
Smooth UX

Time & resources saving
Time & resources saving

No terminal or POS constraints
No terminal or POS constraints

Highly secure technology
Highly secure technology

Reduced risk
of fraud
Reduced risk of fraud

Unrivalled API
coverage
Unrivalled API coverage

Empowering Your Financial Freedom

Trust us to deliver cutting-edge innovation, transparency, and personalized service, all designed to help you achieve financial freedom

Spire MSME Platform - NOMOU

Nomou is Spireโ€™s flagship Open Banking based embedded payment and business management platform tailored for micro, small, and medium enterprises. It provides intuitive, cost effective tools to help businesses consolidate account data, track transactions, view real time balances, and streamline operations. Designed to empower entrepreneurs with financial visibility and control over their business cash flows and decision making.

Celebrating 3 Years of Spire Tech

3 years of innovation, collaboration, and unwavering dedication.

Here we would like to take a moment to reflect on Spire's remarkable journey as one of the pioneers of Open Banking in the GCC.

This video chronicles our journey, highlighting the products that have transformed how businesses operate, enhanced efficiency, and empowered growth. At the heart of our journey lies our unwavering commitment to delivering exceptional customer experiences, fostering meaningful connections, and shaping a future where technology seamlessly integrates with our lives.

As we embark on the next chapter, we are filled with gratitude for the opportunities that lie ahead. With a vision that extends far beyond the horizon, we are poised to continue pushing boundaries, redefining possibilities, and reimagining the future of Fintech.

Thank you for being a part of our journey.

BIBF and Strathclyde

Spire Co-Founders Syed Aqdas Ahmad and Aamir Janjua were recently invited to give a talk on Open Banking during the "Mastering Evolving Digital Technologies" (MEDT) module, part of the Masters of Fintech program at the Strathclyde Business School, in collaboration with Bahrain Institute of Banking and Finance (BIBF).

Insights from the Bahraini landscape to the wider regional and global context were shared, which resonated strongly with the attendees, including professionals from leading financial institutions across Bahrain and KSA.

It was very enlightening to engage with the bright minds of the 2024 Cohorts and a fantastic opportunity to discuss real-world challenges, market trends, and the future of Open Banking - a technology that drives innovation, competition, and better financial choices for consumers.

The session was filled with engaging interactions and left us all excited about the future of Open Banking.

Wishing the 2024 Cohort an enriching and fulfilling journey!

Happy National Day Bahrain

As one of the proud pioneers of open banking in Bahrain, we at Spire Tech are inspired by Bahrain's relentless pursuit of progress.

The country's commitment to financial inclusion has paved the way for a more inclusive and prosperous future.

We extend our heartfelt congratulations to the wise leadership, the wonderful people, and our esteemed clients, partners, and team members in Bahrain.

May this special day be filled with joy, unity, and continued achievements.

Happy New Year from Spire Tech

Hereโ€™s a quick look at our 2024 Wrapped - A Year of Open Possibilities!

We're grateful for a year of growth, innovation, and collaboration.

A big thank you to our incredible team, valued partners, and supportive clients for making it all possible.

Here's to a 2025 filled with even greater milestones and opportunities!

Innovation Day

At Spire, giving back to our community is a core value, and we were honoured to continue our tradition for the 4th year running, by participating in the ๐—ฅ๐—ฉ๐—œ๐—ฆ-๐—ฆ๐—ฝ๐—ถ๐—ฟ๐—ฒ ๐—ง๐—ฒ๐—ฐ๐—ต ๐—™๐—ถ๐—ป๐˜๐—ฒ๐—ฐ๐—ต ๐—œ๐—ป๐—ป๐—ผ๐˜ƒ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐——๐—ฎ๐˜† ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ!

A heartfelt thank you to Riffah Views International School for hosting this inspiring event and fostering discussions on the future of financial innovation.

This yearโ€™s theme โ€” ๐—ฆ๐—บ๐—ฎ๐—ฟ๐˜ ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜๐˜€ โ€” set the stage for thought-provoking conversations and hands-on learning. We were thrilled to have our Board Chairman, Osama Al Khajah, as well as our Co-founder, Aamir Janjua, representing Spire at the event, engaging with students and future industry leaders on the evolving landscape of fintech.

Key Takeaways From the Day

โ€ข ๐—จ๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐—ฆ๐—บ๐—ฎ๐—ฟ๐˜ ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜๐˜€: Exploring financial strategies and technologies that drive smarter, more informed investment decisions.

โ€ข ๐—”๐—œ ๐—ถ๐—ป ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ: Examining how AI is revolutionizing investment management and financial planning.

โ€ข ๐—›๐—ฎ๐—ป๐—ฑ๐˜€-๐—ผ๐—ป ๐—Ÿ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ถ๐—ป๐—ด: Students engaged with fintech tools, AI-powered platforms, and real-world case studies.

โ€ข ๐—™๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ ๐—–๐—ฎ๐—ฟ๐—ฒ๐—ฒ๐—ฟ ๐—œ๐—ป๐˜€๐—ถ๐—ด๐—ต๐˜๐˜€: Inspiring the next generation to explore careers in fintech and financial innovation.

โ€ข ๐—–๐—ผ๐—น๐—น๐—ฎ๐—ฏ๐—ผ๐—ฟ๐—ฎ๐˜๐—ถ๐˜ƒ๐—ฒ ๐—ง๐—ต๐—ถ๐—ป๐—ธ๐—ถ๐—ป๐—ด: Encouraging students to share ideas on how technology can shape a smarter financial future.

At Spire, we believe initiatives like these go beyond learningโ€”they ignite curiosity and passion!

By equipping ๐—š๐—ฒ๐—ป ๐—”๐—น๐—ฝ๐—ต๐—ฎ with knowledge and hands-on experience, weโ€™re helping shape the financial innovators of tomorrow.