Skip links
Contact Us
Spire - For Open Banking

spire.nomou

Smart, AI Active Business App

Empowers MSMEs with financial products that are AI-driven, easy to use, cost-effective, and intuitive — designed to streamline operations and support business growth. Nomou provides MSMEs with superior business and transactional intelligence, along with efficient payment capabilities

Book a Demo

MSMEs Get Paid Faster, More Affordably & Safely

Integrated Platform

Connect all accounts on one platform, view transactions in real time with balances

Invoice Management

Fully digital and hassle-free invoice management workflows for simple invoicing

Open Banking Payments

Seamless payments with near real time credits and notifications

Cashflow Analysis

Enabling easy access to Credits/Funds from banks and lending eco-system

Enriched transactions

Real-time and automated categorization and insights enabling decision making

Smart Console

AI-driven business dashboards to drive business metrics for MSMEs

Key Differentiators

Open banking powered business banking platform, providing data intelligence and payment capabilities to enable an entirely new value exchange

Account Aggregation
Account Aggregation

Categorization
Categorization

Credit Scoring
Credit Scoring

Cash Flow Forecasting
Cash Flow Forecasting

Smart Invoices
Smart Invoices

Subscription Management
Subscription Management

Online & In- person Checkout
Online & In- person Checkout

Instant and STP Processing
Instant and STP Processing

Empowering Your Financial Freedom

Trust us to deliver cutting-edge innovation, transparency, and personalized service, all designed to help you achieve financial freedom

Request a Demo

Spire MSME Platform - NOMOU

Nomou is Spire’s flagship Open Banking based embedded payment and business management platform tailored for micro, small, and medium enterprises. It provides intuitive, cost effective tools to help businesses consolidate account data, track transactions, view real time balances, and streamline operations. Designed to empower entrepreneurs with financial visibility and control over their business cash flows and decision making.

Celebrating 3 Years of Spire Tech

3 years of innovation, collaboration, and unwavering dedication.

Here we would like to take a moment to reflect on Spire's remarkable journey as one of the pioneers of Open Banking in the GCC.

This video chronicles our journey, highlighting the products that have transformed how businesses operate, enhanced efficiency, and empowered growth. At the heart of our journey lies our unwavering commitment to delivering exceptional customer experiences, fostering meaningful connections, and shaping a future where technology seamlessly integrates with our lives.

As we embark on the next chapter, we are filled with gratitude for the opportunities that lie ahead. With a vision that extends far beyond the horizon, we are poised to continue pushing boundaries, redefining possibilities, and reimagining the future of Fintech.

Thank you for being a part of our journey.

BIBF and Strathclyde

Spire Co-Founders Syed Aqdas Ahmad and Aamir Janjua were recently invited to give a talk on Open Banking during the "Mastering Evolving Digital Technologies" (MEDT) module, part of the Masters of Fintech program at the Strathclyde Business School, in collaboration with Bahrain Institute of Banking and Finance (BIBF).

Insights from the Bahraini landscape to the wider regional and global context were shared, which resonated strongly with the attendees, including professionals from leading financial institutions across Bahrain and KSA.

It was very enlightening to engage with the bright minds of the 2024 Cohorts and a fantastic opportunity to discuss real-world challenges, market trends, and the future of Open Banking - a technology that drives innovation, competition, and better financial choices for consumers.

The session was filled with engaging interactions and left us all excited about the future of Open Banking.

Wishing the 2024 Cohort an enriching and fulfilling journey!

Happy National Day Bahrain

As one of the proud pioneers of open banking in Bahrain, we at Spire Tech are inspired by Bahrain's relentless pursuit of progress.

The country's commitment to financial inclusion has paved the way for a more inclusive and prosperous future.

We extend our heartfelt congratulations to the wise leadership, the wonderful people, and our esteemed clients, partners, and team members in Bahrain.

May this special day be filled with joy, unity, and continued achievements.

Happy New Year from Spire Tech

Here’s a quick look at our 2024 Wrapped - A Year of Open Possibilities!

We're grateful for a year of growth, innovation, and collaboration.

A big thank you to our incredible team, valued partners, and supportive clients for making it all possible.

Here's to a 2025 filled with even greater milestones and opportunities!

Innovation Day

At Spire, giving back to our community is a core value, and we were honoured to continue our tradition for the 4th year running, by participating in the 𝗥𝗩𝗜𝗦-𝗦𝗽𝗶𝗿𝗲 𝗧𝗲𝗰𝗵 𝗙𝗶𝗻𝘁𝗲𝗰𝗵 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗗𝗮𝘆 𝟮𝟬𝟮𝟱!

A heartfelt thank you to Riffah Views International School for hosting this inspiring event and fostering discussions on the future of financial innovation.

This year’s theme — 𝗦𝗺𝗮𝗿𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁𝘀 — set the stage for thought-provoking conversations and hands-on learning. We were thrilled to have our Board Chairman, Osama Al Khajah, as well as our Co-founder, Aamir Janjua, representing Spire at the event, engaging with students and future industry leaders on the evolving landscape of fintech.

Key Takeaways From the Day

• 𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗦𝗺𝗮𝗿𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁𝘀: Exploring financial strategies and technologies that drive smarter, more informed investment decisions.

• 𝗔𝗜 𝗶𝗻 𝗙𝗶𝗻𝗮𝗻𝗰𝗲: Examining how AI is revolutionizing investment management and financial planning.

• 𝗛𝗮𝗻𝗱𝘀-𝗼𝗻 𝗟𝗲𝗮𝗿𝗻𝗶𝗻𝗴: Students engaged with fintech tools, AI-powered platforms, and real-world case studies.

• 𝗙𝘂𝘁𝘂𝗿𝗲 𝗖𝗮𝗿𝗲𝗲𝗿 𝗜𝗻𝘀𝗶𝗴𝗵𝘁𝘀: Inspiring the next generation to explore careers in fintech and financial innovation.

• 𝗖𝗼𝗹𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗶𝘃𝗲 𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴: Encouraging students to share ideas on how technology can shape a smarter financial future.

At Spire, we believe initiatives like these go beyond learning—they ignite curiosity and passion!

By equipping 𝗚𝗲𝗻 𝗔𝗹𝗽𝗵𝗮 with knowledge and hands-on experience, we’re helping shape the financial innovators of tomorrow.