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Privacy Policy

The https://spiretech.co/ website (“Website”) is owned and operated by Aion Digital, a brand of Waqfe W.L.L incorporated under the laws of the Kingdom of Bahrain (the “Company,” “we,” “us,” or “our”). This Privacy Policy (the “Policy”) defines our procedures in respect of maintaining the confidentiality, integrity and security of all personal information collected and stored by us through our media channels including this Website. This Policy intends to help you comprehend the information we collect from our users visiting or using our Website (hereinafter referred to as “user”, “users”, “you”, “your” or “yours”; however, the context may permit), and through other interactions and communications you may have with us

We take the protection of your personal information seriously and treat your data in accordance with applicable data protection regulations. This Policy should be read in conjunction with any other privacy notices or fair processing notices and terms and conditions we may provide on specific occasions when we are collecting or processing personal information.

SCOPE AND APPLICATION
This Policy sets out the basis of how we use the personal information collected and when do we use it to provide our services through the Website. You are requested to carefully read this Policy before accessing or using the Website.

This Policy applies to all the users and visitors of our Website, and the web and mobile versions thereof, anywhere in the world. This Policy, further, applies to all transactions, activities, and data gathered through the use of our Website.

DATA COLLECTION AND YOUR CONSENT
In order to provide you our services through the Website and to deliver you the information about our services or products that may be of your interest, we may use your personal information. When you use our Website, we may collect personal information (i.e., information, including, but not limited to, full name, email address, nationality, phone number and address etc.) (“Personal Information”) and demographic information (i.e., information which is not Personal Information; including, but not limited to, device information, software information, web browser details, internet protocol (IP) address etc.) (“Demographic Information”). Personal Information along with Demographic Information is referred to as “Personal Data” herein

By continued use of this Website you accept this Policy and our Terms and Conditions. You thereby expressly consent to the delivery, processing and our use and disclosure of your Personal Data in the manner described in the Policy.

USE OF YOUR INFORMATION
We may process your Personal Data to provide the best personal experience for you and therefore we do collect information for the following purposes:

• To provide you with the information and service;
• To better manage the Website by understanding your needs;
• To improve our services and provide better customer services as the information you provide will help us to respond to your requests faster and more efficiently;
• To protect the security and integrity of the Website;
• To send you promotional emails, newsletters, product announcements etc., containing the information we think you will find interesting, provided you opt-in to this service; and
• To comply with our own legal obligations.

SAFEGUARDING AND SECURING YOUR INFORMATION
We are committed to securing your Personal Data and keeping it confidential and follow industry best practices to prevent data theft, unauthorized access, and disclosure by implementing the latest technologies and software, which help us safeguard all the information we collect online but you acknowledge that no method of transmission over the Internet, or method of electronic storage, is 100% secure. However, we strive to use commercially acceptable means to protect your Personal Data.

LIMITING THE USE OF YOUR INFORMATION
At some point, you might wish to restrict the use and collection of your Personal Data. You can achieve this by doing the following:

• When you are filling the forms on the Website, make sure to check if there is a box which you can leave unchecked, if you don’t want to disclose your personal information.
• If you have already agreed to share your Personal Data with us, feel free to contact us via email and we will be more than happy to change this for you.

We will not lease, sell or distribute your Personal Data to any third parties, unless we have your permission or as described in the Policy. Your Personal Data will be used when we need to send you promotional materials if you expressly agree to receiving such promotional materials.

RELEASE OF INFORMATION FOR LEGAL REASONS
We may release information concerning your use of the Website when we believe, in good faith, that such release is appropriate to comply with the applicable law, to protect against fraudulent, abusive or unlawful use of the Website, to protect our rights or property, enforce any contract between you and us, or if we reasonably believe that a situation involving danger of death or injury to any person requires disclosure.

CHILDREN’S PRIVACY
The Website is not directed to anyone under the age of 16. We do not knowingly collect or solicit information from anyone under the age of 16. In the event that we learn that we have gathered Personal Data from anyone under the age of 16 we will delete that data at the earliest.

RETENTION OF PERSONAL DATA
We may retain your Personal Data if you have opted to receive our marketing and product information. Furthermore, we may also retain Personal Data acquired from cookies as given below for a reasonable period of time from the date such information was first created. Retention periods are set in accordance with local regulatory retention requirements to meet our professional and legal requirements, to establish, exercise or defend our legal rights, and for archival purposes.

We may delete your Personal Data on your request. We may automatically delete your Personal Data upon fulfilment of our obligations and legitimate interests. You may opt out of receiving promotional and latest announcements by simply unsubscribing. If you may like to stop receiving emails or other announcements from us, please send us an email requesting to unsubscribe any specific (or all) subscriptions.

CHANGES IN THE POLICY
We reserve the right and have the full discretion to make modifications, updates, and changes to the Policy. If we do so, we may or may not notify you and you are solely responsible to review the Policy periodically and your awareness of these modifications, updates, and changes. In your use of the Website after modifications or updates or changes, you agree to be bound by such changes, modifications, and updates to the Policy.

COOKIES POLICY
We use third party cookies including, but not limited to, Google Analytics and MonsterInsights, for the purpose of making user-experience better. We do not use cookies to identify you personally but only to gain useful knowledge about how our Website is used so we can keep improving it for our users. Please note that if you limit the ability of Website to use cookies, you may be unable to access certain parts of our website or mobile or web application and may not be able to benefit from its full functionality. You can find more information on how these third-party services protect your information below:

• Google Analytics: https://policies.google.com/privacy?hl=en-US
• MonsterInsights: https://www.monsterinsights.com/privacy-policy/

CONTACT US

In case you have any questions or concerns about the Policy, please contact us at:
info@spiretech.co

Spire MSME Platform - NOMOU

Nomou is Spire’s flagship Open Banking based embedded payment and business management platform tailored for micro, small, and medium enterprises. It provides intuitive, cost effective tools to help businesses consolidate account data, track transactions, view real time balances, and streamline operations. Designed to empower entrepreneurs with financial visibility and control over their business cash flows and decision making.

Celebrating 3 Years of Spire Tech

3 years of innovation, collaboration, and unwavering dedication.

Here we would like to take a moment to reflect on Spire's remarkable journey as one of the pioneers of Open Banking in the GCC.

This video chronicles our journey, highlighting the products that have transformed how businesses operate, enhanced efficiency, and empowered growth. At the heart of our journey lies our unwavering commitment to delivering exceptional customer experiences, fostering meaningful connections, and shaping a future where technology seamlessly integrates with our lives.

As we embark on the next chapter, we are filled with gratitude for the opportunities that lie ahead. With a vision that extends far beyond the horizon, we are poised to continue pushing boundaries, redefining possibilities, and reimagining the future of Fintech.

Thank you for being a part of our journey.

BIBF and Strathclyde

Spire Co-Founders Syed Aqdas Ahmad and Aamir Janjua were recently invited to give a talk on Open Banking during the "Mastering Evolving Digital Technologies" (MEDT) module, part of the Masters of Fintech program at the Strathclyde Business School, in collaboration with Bahrain Institute of Banking and Finance (BIBF).

Insights from the Bahraini landscape to the wider regional and global context were shared, which resonated strongly with the attendees, including professionals from leading financial institutions across Bahrain and KSA.

It was very enlightening to engage with the bright minds of the 2024 Cohorts and a fantastic opportunity to discuss real-world challenges, market trends, and the future of Open Banking - a technology that drives innovation, competition, and better financial choices for consumers.

The session was filled with engaging interactions and left us all excited about the future of Open Banking.

Wishing the 2024 Cohort an enriching and fulfilling journey!

Happy National Day Bahrain

As one of the proud pioneers of open banking in Bahrain, we at Spire Tech are inspired by Bahrain's relentless pursuit of progress.

The country's commitment to financial inclusion has paved the way for a more inclusive and prosperous future.

We extend our heartfelt congratulations to the wise leadership, the wonderful people, and our esteemed clients, partners, and team members in Bahrain.

May this special day be filled with joy, unity, and continued achievements.

Happy New Year from Spire Tech

Here’s a quick look at our 2024 Wrapped - A Year of Open Possibilities!

We're grateful for a year of growth, innovation, and collaboration.

A big thank you to our incredible team, valued partners, and supportive clients for making it all possible.

Here's to a 2025 filled with even greater milestones and opportunities!

Innovation Day

At Spire, giving back to our community is a core value, and we were honoured to continue our tradition for the 4th year running, by participating in the 𝗥𝗩𝗜𝗦-𝗦𝗽𝗶𝗿𝗲 𝗧𝗲𝗰𝗵 𝗙𝗶𝗻𝘁𝗲𝗰𝗵 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗗𝗮𝘆 𝟮𝟬𝟮𝟱!

A heartfelt thank you to Riffah Views International School for hosting this inspiring event and fostering discussions on the future of financial innovation.

This year’s theme — 𝗦𝗺𝗮𝗿𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁𝘀 — set the stage for thought-provoking conversations and hands-on learning. We were thrilled to have our Board Chairman, Osama Al Khajah, as well as our Co-founder, Aamir Janjua, representing Spire at the event, engaging with students and future industry leaders on the evolving landscape of fintech.

Key Takeaways From the Day

• 𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗦𝗺𝗮𝗿𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁𝘀: Exploring financial strategies and technologies that drive smarter, more informed investment decisions.

• 𝗔𝗜 𝗶𝗻 𝗙𝗶𝗻𝗮𝗻𝗰𝗲: Examining how AI is revolutionizing investment management and financial planning.

• 𝗛𝗮𝗻𝗱𝘀-𝗼𝗻 𝗟𝗲𝗮𝗿𝗻𝗶𝗻𝗴: Students engaged with fintech tools, AI-powered platforms, and real-world case studies.

• 𝗙𝘂𝘁𝘂𝗿𝗲 𝗖𝗮𝗿𝗲𝗲𝗿 𝗜𝗻𝘀𝗶𝗴𝗵𝘁𝘀: Inspiring the next generation to explore careers in fintech and financial innovation.

• 𝗖𝗼𝗹𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗶𝘃𝗲 𝗧𝗵𝗶𝗻𝗸𝗶𝗻𝗴: Encouraging students to share ideas on how technology can shape a smarter financial future.

At Spire, we believe initiatives like these go beyond learning—they ignite curiosity and passion!

By equipping 𝗚𝗲𝗻 𝗔𝗹𝗽𝗵𝗮 with knowledge and hands-on experience, we’re helping shape the financial innovators of tomorrow.